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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
Mortgage status %%. 2010. Credit card paymentbehaviour. Doesn’tpay off. Pays offNo cardBehindAbout onAhead. ... credit card ordid not always pay off the entire balance of their credit card each month.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
7 July 2009 | Minutes of the Monetary Policy Meeting of the Board
21 Jul 2009
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 July 2009
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2009/07072009.html
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
2 The main groups are banks, merchant banks, finance companies, building societies, credit. ... In theUnited States, where disintermediation has been a feature of the financial system fora decade or more, almost two-thirds of residential mortgages and
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
4 April 2023 | Minutes of the Monetary Policy Meeting of the Board
18 Apr 2023
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 April 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-04-04.html
Method
11 Sep 2015
RDP
2015-01
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
Verner (2017) conclude that recessions preceded by rapid credit growth tend to be deeper than. ... 1 Above-trend credit-to-GDP ratio (the economy-wide counterpart to household debt-to-income ratio) was also found.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
3 November 2020 | Minutes of the Monetary Policy Meeting of the Board
17 Nov 2020
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 November 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-11-03.html
7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html
The ATM Market in Australia
31 Dec 2012
RDP
2012-03
card. Schwartz et al(2008) make an allowance for the issuer costs of credit card advances, which reflect the cost of the payment function for these transactions. ... If the costs of credit functions are included, the weighted-average card issuer cost is
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
10 Sep 2020
RDP
PDF
457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf