Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
The Australian Financial System
10 Sep 2013
FSR
– September 2013
In contrast to banks' housing loan portfolios, the performance of banks' personal loans, including credit cards and other personal loans, has continued to deteriorate. ... Growth in business credit also remains low, consistent with below-average business
https://www.rba.gov.au/publications/fsr/2013/sep/aus-fin-sys.html
Financial Stability Review September 2013
24 Sep 2013
FSR
September 2013
PDF
1605KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/0913.pdf
Box D: The New Payments Platform and Fast Settlement Service
10 Feb 2020
FSR
April 2018
PDF
588KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-d.pdf
List of graphs
10 Sep 2008
FSR
– September 2008
Graph 41: Credit Ratings of the Largest 100 Banks. ... Graph 58: Indicators of Personal Credit Card Use.
https://www.rba.gov.au/publications/fsr/2008/sep/graphs.html
Financial Stability Review - March 2010
25 Mar 2010
FSR
- March 2010
PDF
822KB
https://www.rba.gov.au/publications/fsr/2010/mar/pdf/0310.pdf
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
rates and fee waivers on a range of bank products including home loans, credit cards and deposits.
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
The Australian Financial System
10 Sep 2012
FSR
– September 2012
Revenue growth has been constrained by modest credit growth and pressures on margins. ... the overall availability of credit is likely to be minor (for more details, see the ‘Household and Business Balance Sheets’ chapter).
https://www.rba.gov.au/publications/fsr/2012/sep/aus-fin-sys.html
Financial Stability Review - September 2011
22 Sep 2011
FSR
- September 2011
PDF
1902KB
https://www.rba.gov.au/publications/fsr/2011/sep/pdf/0911.pdf
Box C: Non-conforming Housing Loans
21 Mar 2005
FSR
- March 2005
PDF
52KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-c.pdf
Domestic Regulatory Developments
21 Nov 2022
FSR
- October 2021
PDF
120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf