Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
Search Results
List of tables
10 Mar 2005
FSR
– March 2005
2003. 2004. Per cent of average assets. $b. $b. Income. Net interest income. ... b) Other market risks include commodity, equity, prepayment, volatility and credit spread risk.
https://www.rba.gov.au/publications/fsr/2005/mar/tables.html
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
1 Feb 2020
RDP
2020-02
Table 1: Determinants of Housing Price Responses. Selected by all methods – elastic net and LAR. ... CS. t. is a measure of credit spreads used in Beckers (2020), including: the spread between the 3-month bank-accepted bill (BAB) rate and the 3-month
https://www.rba.gov.au/publications/rdp/2020/2020-02/full.html
See 3 more results from "RDP 2020-02"
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Income. 50.1. 4.6. 3.3. Net interest income. 29.8. –. 2.0. Net income from wealth management. ... Personnel expenses to non-interest expenses. 39.7. 49.6. 20. Spread between reference lending and deposit rates (in basis points).
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
The Australian Financial System
8 Apr 2022
FSR
– April 2022
However, of late, profits have decreased as net interest margins (NIMs) have narrowed (Graph 3.3). ... The effect on capital would be smaller still if such an increase in interest rates was spread over a longer period of time, enabling banks to respond.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
100. 200. -100. 0. 100. 200. Bps 6-month spreads to OIS Bps. ... Variable-rate loans featuring an interest rate ‘cap’ are common in Canada, while ‘tracker’ loans – where the variable rate is set as a spread to an independent benchmark rate –
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
5. Private Net Costs 33 5.1 MasterCard & Visa Credit Cards 36 5.2 Debit Cards 37 5.3 Cash 38. ... It also reflects the fact that the fixed costs are now spread across a greater number of electronic payments.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Can We Use High-frequency Yield Data to Better Understand the Effects of Monetary Policy and Its Communication? Yes and No!
1 Apr 2023
RDP
2023-04
This contrasts with pre-COVID-19 policy announcements, which mainly affected expected interest rates. ... form releases provide a more detailed assessment of the likely path for interest rates.
https://www.rba.gov.au/publications/rdp/2023/2023-04/full.html
See 6 more results from "RDP 2023-04"
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
25 Jan 2023
RDP
PDF
1588KB
For the mortgage rate cut experiment, analysing the demand curves does not show systematicdifferences between the average effect of interest rates and the effect on the marginal buyer. ... a higher interestrate compared to the demand curve with a lower
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf