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Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
Many observers expect that mobile payments will grow very rapidly in coming years. ... On 29 November, the ACCC announced a draft determination proposing to deny authorisation to the applicant financial institutions.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
efficient; and. competitive; and. not (in its opinion) materially causing or contributing to increased risk to the financial system. ... The Board is seeking comments on the various options, with a view to determining its approach to EFTPOS interchange
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
concentrated. This was highlighted in the Final Report of the Financial System Inquiry (the Wallis Committee). ... so. Accordingly, they may no longer represent an appropriate balance between competition and financial safety.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
ii) efficient; and. (iii) competitive; and. (b) not (in its opinion) materially causing or contributing to increased risk to the financial system.5. ... A separate consultation document reviewing the broader regulatory framework will be made available
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

Review of Card System Access Regimes: A Consultation Document - May 2013

27 May 2013 Consultations PDF 358KB
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/pdf/201305-review-card-sys-access-regimes.pdf

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Surcharging was slow to develop among merchants in the first few years following the removal of no-surcharge rules. ... Graph 2.1. According to the East & Partners' survey, average surcharge levels have increased substantially over the past few years
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Key Policy Design Considerations | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations

7 Jun 2011 Consultations
than seeking to capture all financial products traded by Australian ADIs and AFSL holders. ... offshore CCPs, particularly in relation to products that are systemically important within the domestic financial system.
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/key-policy-design-considerations.html

The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
As discussed in Section 3, there has been a very strong movement towards online payments in recent years and new online systems such as payclick, Paymate, PayPal and POLi have emerged. ... Over recent years there have been some efforts to make access
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html

Review of Competition in Clearing Australian Cash Equities | Consultations

12 Feb 2015 Consultations
Review of Competition in Clearing Australian Cash Equities
https://www.rba.gov.au/publications/consultations/201502-review-competition-clearing-australian-cash-equities.html

Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document - December 2013

6 Dec 2013 Consultations PDF 608KB
MasterCard and Visa Access Regimes
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/pdf/20131206-prop-variations-to-mc-visa-access-regimes.pdf