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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Consultation on Card System Access Regimes | Consultations

28 May 2013 Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
cents to within a range of between 4 and 5 cents, paid to the acquirer. ... to the issuer, whereas under bilateral arrangements, an interchange fee of between 4 and 5 cents is paid to the acquirer.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

A Variation to the Access Regime for the ATM System: Consultation Document May 2012

28 May 2012 Consultations PDF 804KB
ATM Acquirer does not pay an interchange fee to access any ATMs of the ATM Issuer in the arrangement;. ... Transparency13. 14. Each ATM Acquirer in the ATM system that receives an interchange fee within the terms of.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
merchant (for acquirers), and some merchants may have exposures with respect to funds passed through by their own acquirer. ... A much larger concern arises if the issuer itself is unable to settle with the acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
An option cited by several was for the regulatory framework to allow for a new category of ‘acquirer-only’ businesses that are supervised, but not required to be ADIs. ... In the latter case, the incumbent would allow the new entrant to use card or
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
as card issuers or acquirers. ... Option 3 would mean that – should it decide to become a direct acquirer of card payments in order to offer improved services to its customers – the Bank could seek to become
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Background | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
The Access Regimes also prevented schemes from discriminating between types of ADIs (including SCCIs) and between issuers and acquirers.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/background.html

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
A merchant service fee is a per-transaction or ad valorem fee paid by a merchant to the acquirer when a cardholder undertakes a transaction.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html