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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
acquirers and payment facilitators to both offer LCR functionality for device-present transactions and. ... expectation that as online eftpos functionality was being rolled out, all acquirers, payment facilitators.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
preferred debit card network through least-cost routing (LCR). The Board expects acquirers,. ... Portability of debit and credit card tokens. 4. All relevant industry participants – including schemes, gateways, and acquirers – should support
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

A Variation to the Surcharging Standards: A Consultation Document - December 2011

16 Dec 2011 Consultations PDF 1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
merchants that rent their terminals from their acquirer would be able to impose higher surcharges than those that own them. ... Similarly, in the case of online transactions, some merchants use a payment gateway, which may differ from the merchant
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Executive Summary | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/executive-summary.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
or charged as a blended rate with Visa credit cards or on an interchange plus acquirer margin basis or any other basis;. ... iv. Each acquirer must notify merchants to which it provides acquiring services of the provisions of this Standard.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
$0.05 paid to the acquirer and $0.05 paid to the issuer.[. ... It would also remove the regulatory requirement for bilateral interchange fees to flow to the acquirer.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
of transactions as well as a set of rules that bind participating card issuers and card acquirers (entities which provide card acceptance services to merchants).
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
an ‘acquirer’ is a participant in the Scheme in Australia that provides services to a merchant to allow the merchant to accept a debit card;. ... an acquirer is a ‘self acquirer’ if it acquires transactions for which it or a related body
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html