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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Draft Variation to the Standards | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
The variations relax the current Standards to allow scheme rules to impose a limit on surcharge levels. ... The effect of the variation is that scheme rules may limit surcharges to a reasonable cost of acceptance, but are not able to prevent merchants
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/draft-variation-to-the-standards.html

Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
system. Before making any decision, the Board will need to obtain more information on the rules and procedures that the schemes have in place to address the risks arising from participation.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
under the rules of the Scheme and commonly known as a credit card;. ... 9. 12. Neither the rules of the Scheme. ,. nor. the administrator of or.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

Issues for Consultation | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
What is the most appropriate way to address those risks? What rules and procedures do the schemes currently have in place?
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/issues-for-consultation.html

ISO 20022 Migration for the Australian Payments System – Conclusions Paper

25 Feb 2020 Consultations PDF 560KB
Money Laundering and Counter Terrorism Financing Act 2006, and the ‘travel rule’ requirement of Financial Action Task Force (FATF) Recommendation 16 for wire transfers. •
https://www.rba.gov.au/publications/consultations/202002-iso-20022-migration-for-the-australian-payments-system/pdf/iso-20022-migration-for-the-australian-payments-system-conclusions-paper.pdf

Early Views and Priorities | Strategic Review of Innovation in the Payments System: Issues for Consultation June 2011 | Consultations

7 Jun 2011 Consultations
The Board also sees some justification for considering the current structure of rules for clearing and settlement given the evolving landscape for retail payments.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/early-views-priorities.html

Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
of transactions as well as a set of rules that bind participating card issuers and card acquirers (entities which provide card acceptance services to merchants).
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
ePAL has established scheme rules, which cover aspects of access and interchange fees, as well as technical operational and security rules for its members. ... This might involve making reference to ePAL’s scheme rules while also including other
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation - May 2021 | Consultations

28 May 2021 Consultations
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
https://www.rba.gov.au/publications/consultations/202105-consultation-preliminary-conclusions-review-of-retail-payments-reg.html