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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
Box B Interchange Fees. An interchange fee is a fee charged by the financial institution on one side of a payment transaction to the financial institution on the other side of ... The higher the interchange fee, therefore, the less the cardholder has to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Review of the Regulatory Framework for the eftpos System: Consultation on Designation | Consultations
9 Mar 2012
Consultations
This consultation paper marks the first public element of the review of the regulatory framework for the eftpos system to ensure the regulations continue to meet their objectives. It seeks views on an appropriate definition for the eftpos system,
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
The paper discusses the new form of designation for the EFTPOS system. Based on the views expressed in consultation, the Payments System Board has concluded that the new form of designation should be narrow in scope, defining the EFTPOS system based
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/
Review of Card Payments Regulation - November 2019 | Consultations
10 Nov 2019
Consultations
Review of Card Payments Regulation
https://www.rba.gov.au/publications/consultations/201911-review-of-card-payments-regulation.html
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Prior to the reforms, the customer's financial institution paid an ‘interchange fee’ of around $1 to the ATM owner to cover the costs of providing ATM services. ... Foreign fees were around $2 on average. The reforms abolished interchange fees and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References
8 May 2024
Submissions
RBA and ACCC (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October. ... Available at <>. Verdier M (2011), ‘Interchange Fees in Payment Card Systems: a Review of the Literature’, Journal of Economic
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html
Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
iii. If the EFTPOS Issuer both pays and receives bilateral interchange fees, the EFTPOS Issuer is not obliged to pay a bilateral interchange fee to the New EFTPOS Acquirer or Self ... iii. If the EFTPOS Acquirer or Self Acquirer both pays and receives
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Table 8.3: Selected Interchange Fees on a $100 Credit Card Transaction. ... d) ‘Standard’ interchange rates in the US. Sources: MasterCard, Visa.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
And, for those on ‘interchange-plus’ pricing, should the no-surcharge Standards require acquirers to pass on information about the weighted-average merchant service fee if it is requested by the ... While such a practice could potentially serve to
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html