Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
costs incurred by card issuers will decrease by around $135 million per year. ... EFTPOS. Credit Card. Issuer. 0.17-0.40. 0.15. 1.47#. Acquirer. 0.35-0.60. 0.26. 0.43.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
to increase incentives for card issuers to promote particular products within their suite of offerings. ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Credit card issuers earn revenue on their credit card portfolios from three major sources:. ... Interchange revenues from transactions on MasterCard and Visa credit cards (and issuer fees from American Express ‘companion’ card transactions): based on
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
For digital wallet services, this network includes card issuers, cardholders that use digital wallets and merchants that accept digital wallet payments. ... Card issuers enter into commercial agreements with digital wallet providers that enable them to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
The Australian Debit Card Market: Default Settings and Tokenisation
19 Jun 2023
Consultations
PDF
397KB
least-cost routing, discussed further below). The practice in Australia to date has been for card issuers to issue DNDCs with Bank Identification. ... behalf of their member issuers (Visa cards typically begin with ‘4’ and Mastercard cards typically.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf
Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016
7 Dec 2016
Consultations
PDF
524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf
The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions
8 May 2024
Submissions
In particular, the Reserve Bank believes there is merit in considering changes to the drafting of the EFT Code that would clarify the obligations of ATM owners and card-issuing institutions ... One of those concerns was that the EFT Code currently
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
However, the overall loss rate for credit card issuers is probably higher than suggested by the NPL rate. ... The Bank publishes data on average advertised credit card interest rates for ‘standard’ and ‘low-rate’ cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
28 Sep 2023
Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
In other countries, the flow is almost always to the card issuer or there are no interchange fees at all. ... The Reserve Bank can see no reason why debit card issuers, in a competitive market environment, should not do so.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/