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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform – June 2012 6. ... Download the complete document 519. KB. The access and interchange fee arrangements embodied in the current regulatory framework for the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
5. Next Steps 9. Review of the Regulatory Framework for the eftpos System:. ... 4 ReseRve bank of austRalia. 3. Reviewing the Designation of the eftpos System.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
expectation that as online eftpos functionality was being rolled out, all acquirers, payment facilitators. ... for a second network once eftpos’ tokenisation service launches. However, PAN retention perpetuates.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
eftpos) system were around 41 cents for that same transaction, but the cardholder faced a positive price of up to 60 cents. ... The effect of these relative prices was that it was likely that consumers were using credit cards more frequently, and eftpos
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions

2 May 2008 Submissions
Online payments in Australia have tended to be dominated by credit and scheme debit cards; unlike a number of other countries, an online EFTPOS-like option is not available.
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/

The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
via the eftpos network. • reduces competitive tension between the debit schemes, which reduces the incentive for the. ... The Bank expects:. 1. The rollout of the eftpos eCommerce tokenisation service to be completed by the end of March 2024.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The vast majority of Australians have access to a wide network of fee-free ATMs and around 80 per cent of cash withdrawals (including eftpos cash-outs) do not attract a
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
2.5. %. Total Merchant FeesPer cent of transaction values acquired. eftpos.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf