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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Consumption Behavior across the Distribution of Liquid Assets

19 Dec 2023 Research Workshop PDF 2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf

Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

9 Mar 2012 Consultations
This system allows cardholders to use a debit card to pay for goods or services or withdraw cash at the point of sale. ... It would be similar to the form of the designations for the MasterCard and Visa credit card systems, and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html

Next Steps | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Review of Card Surcharging: A Consultation Document – June 2011 6.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/next-steps.html

A Model of the Consumption Response to Fiscal Stimulus Payments

12 Dec 2011 Research Workshop PDF 2654KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/kaplan.pdf

A Variation to the Surcharging Standards: A Consultation Document – December 2011 | Consultations

10 Dec 2011 Consultations
This document provides background on surcharging practices in Australia and the current Standards it also discusses the various views from a public consultation and the Board's consideration of those views. The document also outlines the various
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/

Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Any reform should strike a balance between increasing competition in the provision of card services (and thereby increase the efficiency of the payments system) and maintaining the safety of the payments ... For example, ‘virtual cards’ issued for
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html

Next Steps | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Review of Card System Access Regimes: A Consultation Document – May 2013 6.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/next-steps.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... At the same time, the card schemes appear to be willing
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
The Board, however, remains concerned that surcharges in excess of the cost of card acceptance, and the blending of surcharges for cards with differing acceptance costs (particularly at rates above the ... greater confidence that surcharges are in line
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... The access regimes have allowed new entrants that would
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html