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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …

8 Jun 2012 Consultations
the EFTPOS system would be defined to extend beyond the bounds of EPAL. ... In making its decision, the Board recognised the central governing role that EPAL has now undertaken.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html

Review of the Regulatory Framework: Access and Interchange Fees | Review of the Regulatory Framework for the eftpos System: Consultation on …

9 Mar 2012 Consultations
The implications of the establishment of ePAL for the current system of access, including the Bank's eftpos Access Regime and the industry-administered Access Code. ... This may include consideration of the role ePAL should play in governing access to
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/access-interchange-fees.html

Next Steps | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
The current designation is unclear because of amendments to the CECS manual and needs to be reconsidered in light of developments in the industry, including the establishment of ePAL.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/next-steps.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
ePAL is owned and funded by 14 member institutions, including two large merchants. ... 6 ReseRve bank of austRalia. recognise the central role that ePAL has taken in the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules. ... The practical effect of this is that any regulation imposed by the Bank in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
EPAL's multilateral interchange fee arrangements do not appear to be inconsistent with this intention.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
ePAL. eftpos Payments Australia Limited. ESA. Exchange Settlement Account. ESFS. European System of Financial Supervision.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
A retailer with a significant payments presence contrasted the restrictive entry requirements for the MasterCard and Visa schemes with the flexibility shown by both APCA and ePAL, in which the major
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html