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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Transmission of Monetary Policy through Banks' Balance Sheets

10 Feb 2020 Conferences PDF 1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf

The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996

9 Jul 1996 Conferences
E. Philip Davis
Banks, for example, may offer cheque accounts, cash cards and wire transfers, while money market funds may also offer transactions services or non-financial firms may offer credit cards. ... Lack of diversification, credit risk on the assets held, use of
https://www.rba.gov.au/publications/confs/1996/davis.html

Financial Markets, Institutions and Liquidity | Conference – 2013

19 Aug 2013 Conferences
Franklin Allen and Elena Carletti
Most of these papers use balance sheet information to estimate bilateral credit relationships. ... In their model, firms face liquidity shocks and rely on bank credit to raise external finance.
https://www.rba.gov.au/publications/confs/2013/allen-carletti.html

Banking Concentration, Financial Stability and Public Policy

20 Nov 2007 Conferences PDF 191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf

Banking Concentration, Financial Stability and Public Policy | Conference – 2007

20 Aug 2007 Conferences
Kevin Davis
1,294. Royal Bank of Scotland. 1,119. Crédit Agricole. 386. BankAmerica. 115. ... sector of small credit unions and building societies (CUBs), mortgage originators and securitisers, and credit card providers.
https://www.rba.gov.au/publications/confs/2007/davis.html

The Structure and Resilience of the Financial System: Proceedings of a Conference

22 Nov 2007 Conferences PDF 1636KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/conf-vol-2007.pdf

Discussion of Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia

21 Aug 2015 Conferences PDF 51KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/connolly-lacava-read-disc.pdf

Solutions to Unemployment and Avoiding the 'Diabolical Trade-off': A Discussion

7 Dec 2006 Conferences PDF 60KB
RBA Conference Volume 1998
https://www.rba.gov.au/publications/confs/1998/pdf/dawkins.pdf

Liquidity and Funding Markets

6 Jan 2014 Conferences PDF 4842KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/conf-vol-2013.pdf

The Sub-prime Crisis: Causal Distortions and Regulatory Reform

22 Oct 2008 Conferences PDF 270KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/blundell-wignall-atkinson.pdf