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11–20 of 293 search results for borrower

RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Property Prices and Bank Risk-taking | Conference – 2012

20 Aug 2012 Conferences
Giovanni Dell'Ariccia
When house prices are on the rise, banks have little incentive to discriminate across borrowers. ... Borrowers will switch to easier-lending competitors. Investors will punish managers not delivering high returns.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html

SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
In other words: does relationship lending work? Does it produce benefits to the borrower? ... These proxies include relationship length, bank-borrower distance, exclusivity and cross-product information synergies.
https://www.rba.gov.au/publications/confs/2015/udell.html

The Consequences of Low Interest Rates for the Australian Banking Sector

29 Dec 2022 Conferences PDF 1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf

Introduction to Small Business Conditions and Finance

20 Aug 2015 Conferences PDF 53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf

Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015

19 Mar 2015 Conferences
Ellis Connolly, Gianni La Cava and Matthew Read
itself. The cost of loan origination can also potentially be reduced if the borrower provides collateral. ... If the borrower fails one of these tests, then the application goes to a credit officer for manual assessment.
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html

Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All

30 May 2022 Research Workshop PDF 298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf

Academic Views of Capital Flows: An Expanding Universe

7 Dec 2006 Conferences PDF 54KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/dooley-walsh.pdf

Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017

16 Mar 2017 Conferences
Claudio Borio and Boris Hofmann
Lower interest rates reduce loan-loss provisions, as they reduce borrowers' debt servicing costs and default probabilities. ... All this saps banks' intermediation capacity because rolled-over bad loans crowd out new lending for more productive borrowers.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html

Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model

20 Nov 2009 Research Workshop PDF 727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf

Impacts of Financial Factors on Emerging Market Business Cycle Fluctuations

1 Dec 2009 Research Workshop PDF 365KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/tanboon.pdf