Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Introduction
19 Dec 2023
RDP
2023-09
Our key findings are that contractionary monetary policy decreases both the likelihood that firms invest (extensive margin), and the extent of investment (intensive margin). ... Third, our finding that monetary policy affects investment on both the
https://www.rba.gov.au/publications/rdp/2023/2023-09/introduction.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
PDF
191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
Conferences
PDF
202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
hire purchase loan, car loan and other personal loans) and investment debt (e.g. ... Table B1: Probability of Holding Debt – Extensive Margin. Effects of a 1 standard deviation increase in Gini coefficient.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
21 Sep 2023
RDP
2023-09
This provides some initial evidence that the extensive margin may be an important margin of adjustment. ... 42. Share of firms expecting to invest, long-term expectation. 41. Intensive margin.
https://www.rba.gov.au/publications/rdp/2023/2023-09/full.html
The Link between the Cash Rate and Market Interest Rates
1 May 1995
RDP
9504
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9504.html
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Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
PDF
1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
age. We also assess a number of financial structure ratios, namely the economy-wide loan to equity ratio, debt (loans plus bonds) to equity ratio and loan to securities (bonds plus ... On the other hand, a larger volume of bank loans to the private
https://www.rba.gov.au/publications/confs/2006/davis.html
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Both approaches have advantages and disadvantages. Financial margin-based approaches more closely match the processes lenders typically use to determine loan serviceability. ... 15 Lenders mortgage insurance is often taken out by lenders on loans with
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf