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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Bank Fees in Australia

16 Mar 2023 Bulletin – March 2023
Laura Nunn
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2023/mar/bank-fees-in-australia.html

September | 2022

15 Sep 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/sep/

Financial Stability Risks from Commercial Real Estate

15 Feb 2024 Bulletin - September 2023 PDF 1116KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/financial-stability-risks-from-commercial-real-estate.pdf

Cash Rate Pass-through to Outstanding Mortgage Rates

18 Apr 2024 Bulletin – April 2024
Benjamin Ung
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html

Recent Developments in Low-deposit Loans

13 Oct 2003 Bulletin PDF 60KB
While the restrictionsvary considerably across lenders, they serve acommon purpose: to ensure the lender’s loss. ... Some lenders provide the loansexclusively to owner-occupiers while othersare willing to lend to investors.
https://www.rba.gov.au/publications/bulletin/2003/oct/pdf/bu-1003-1.pdf

Topic: Finance

12 Mar 2019 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/finance/

Macroprudential Policy Frameworks and Tools

15 Dec 2016 Bulletin – December 2016
David Orsmond and Fiona Price
Over the past decade, policymakers have increasingly used macroprudential tools to address a range of financial stability concerns. International institutions have identified and offered guidance on the components of an effective macroprudential
https://www.rba.gov.au/publications/bulletin/2016/dec/8.html

Recent Developments in Small Business Finance and Economic Conditions

21 Sep 2022 Bulletin – September 2023
Cameron Armour, Declan Hunt and Jeremy Lwin
The article considers these recent developments, drawing on the discussions of the Small Business Finance Advisory Panel and information from the Bank’s liaison program.
https://www.rba.gov.au/publications/bulletin/2023/sep/recent-developments-in-small-business-finance-and-economic-conditions.html

Semi-Annual Statement on Monetary Policy

10 Nov 1997 Bulletin – November 1997
of a major, broadly based decline reasonably low; lenders are well capitalised and the credit process is working well. ... With the reduction in cash rates and the increased competition amongst lenders in the market, interest rates for borrowers have
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html

Cash Rate Pass-through to Outstanding Mortgage Rates

17 Apr 2024 Bulletin - April 2024 PDF 736KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/cash-rate-pass-through-to-outstanding-mortgage-rates.pdf