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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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RBA The Introduction of Direct Charging for ATMs

10 Apr 2009 Bulletin – April 2009
As part of the package of reforms, the interchange fee paid by the cardholder's financial institution has been eliminated and, in line with this, foreign fees have also fallen. ... In order to allow small financial institutions with very few ATMs to
https://www.rba.gov.au/publications/bulletin/2009/apr/1.html

The Cost of Card Payments for Merchants

15 Sep 2022 Bulletin – September 2022
Troy Gill, Cara Holland and Georgia Wiley
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
The Reserve Bank's annual bank fee survey provides information on the fees that commercial banks earn from their Australian operations. ... an increase in fee income from businesses, particularly fees on loans and bank bill facilities; and.
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

Banking Fees in Australia

10 May 2004 Bulletin – May 2004
Fee income from account-servicing charges grew more strongly than transaction fees in 2003. ... Note that the reduction in interchange fees due to credit card reforms introduced by the Reserve Bank did not take effect until 31 October 2003.
https://www.rba.gov.au/publications/bulletin/2004/may/3.html

Banking Fees in Australia

10 Jun 2010 Bulletin – June 2010
The Reserve Bank's annual bank fee survey provides information on the fees that banks earn from their Australian operations. ... Exception fees for housing loans fell by 6 per cent. Table 5: Exception Fee Income from Households.
https://www.rba.gov.au/publications/bulletin/2010/jun/5.html

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

Gresham’s Law of Payments

19 Apr 2005 Bulletin PDF 49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf

Banking Fees in Australia

10 Jun 2011 Bulletin – June 2011
The Reserve Bank's annual bank fee survey provides information on the fees that commercial banks earn from their Australian operations. ... Transaction fee income (arising from items such as cash advance fees) increased by 2 per cent from the previous
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html

The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

Statement To Parliamentary Committee - The Australian Payments System

8 Jun 2006 Bulletin PDF 68KB
Opening Statement by Dr Philip Lowe, Assistant Governor (Financial System), in testimony to the House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney, 15 May 2006
https://www.rba.gov.au/publications/bulletin/2006/jun/pdf/bu-0606-3.pdf