Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
The Evolution and Regulation of the Payments System
13 Apr 2006
Bulletin
PDF
74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf
Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf
Credit Risk Transfer Markets: An Australian Perspective
10 May 2003
Bulletin
– May 2003
Subsequently, securitisation has been used in the United States and elsewhere to create a wide range of asset-backed securities including for commercial property, trade and credit card receivables, and car ... If a credit event occurs, payments of
https://www.rba.gov.au/publications/bulletin/2003/may/2.html
Recent Developments in the ATM Industry
7 Dec 2017
Bulletin
– December 2017
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html
Banking Fees In Australia
10 Feb 2020
Bulletin
June Quarter 2017
PDF
866KB
https://www.rba.gov.au/publications/bulletin/2017/jun/pdf/bu-0617-4-banking-fees-in-australia.pdf
Bank Fees in Australia
16 Mar 2023
Bulletin
– March 2023
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2023/mar/bank-fees-in-australia.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
In recent months this has been accompanied by a credit squeeze, as concerns have been raised about the country's ability to service its debt, leading to a significant increase in ... While spreads on the highest quality credits rose only marginally,
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
Some Features of the Australian Payments System
10 Dec 1998
Bulletin
– December 1998
5. 1.4. EFTPOS. 20. 11.3. Credit cards. 13. 3.7. Total. 100. ... In Australia, slightly more than half of electronic payments are attributed to payments by debit and credit cards.
https://www.rba.gov.au/publications/bulletin/1998/dec/1.html
Electronic Indicators of Economic Activity
10 Jun 2012
Bulletin
– June 2012
The published RPS data include ATM cash withdrawals, eftpos transactions, credit and charge card transactions, as well as direct debits and credits, and cheques. ... purchases and cash advances on charge and credit cards.
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html
Payments System Reform: The Australian Experience
17 May 2005
Bulletin
PDF
53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf