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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
The result of this approach is that the scope of the Bank's regulation has been relatively narrow, largely covering interchange fees and scheme rule restrictions relating to merchants in card ... The report also recommended that NPPA provide greater
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Bank Fees in Australia

19 Jun 2019 Bulletin - June 2019 PDF 445KB
https://www.rba.gov.au/publications/bulletin/2019/jun/pdf/bank-fees-in-australia.pdf

The Introduction of Direct Charging for ATMs

14 Apr 2009 Bulletin PDF 117KB
Reserve Bank of Australia Bulletin April 2009
https://www.rba.gov.au/publications/bulletin/2009/apr/pdf/bu-0409-1.pdf

Reform of the Payments System

16 Mar 2005 Bulletin PDF 58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf

Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
Prior to the reforms, the cardholder's financial institution paid a fee (known as an interchange fee) to the ATM owner. ... interchange fees, the cost to an institution of its cardholders making foreign transactions would be little different from
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html

The Preliminary Conclusions of the Payments System Review

16 Jun 2008 Bulletin PDF 53KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to the Visa Forum 2008, Hamilton Island, 4 June 2008.
https://www.rba.gov.au/publications/bulletin/2008/jun/pdf/bu-0608-4.pdf

Bulletin March Quarter 2012

20 Apr 2012 Bulletin PDF 3093KB
Bulletin march quarter 2012. contents. articles. The Recent Economic Performance of the States 1. Trends in National Saving and Investment 9. The Distribution of Household Wealth in Australia: Evidence from the 2010 HILDA Survey 19. India’s Steel
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf

Payments System Review Conference

10 Apr 2008 Bulletin PDF 42KB
Reserve Bank of Australia Bulletin April 2008
https://www.rba.gov.au/publications/bulletin/2008/apr/pdf/bu-0408-2.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
Box B Interchange Fees. An interchange fee is a fee charged by the financial institution on one side of a payment transaction to the financial institution on the other side of ... The higher the interchange fee, therefore, the less the cardholder has to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html