Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Semi-Annual Statement on Monetary Policy
10 Nov 1998
Bulletin
– November 1998
even to large numbers of credit-worthy borrowers, driven by lenders' desire to protect their own balance sheets. ... This process constrains borrowers, and dampens economic activity, which in turn risks a further worsening of banks' loan books.
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html
Assessing Physical Climate Risk in Repo-eligible Residential Mortgage-backed Securities
18 Apr 2024
Bulletin
– April 2024
This article assesses physical climate risk in Australian residential mortgage-backed securities (RMBS) using two risk metrics.
https://www.rba.gov.au/publications/bulletin/2024/apr/assessing-physical-climate-risk-in-repo-eligible-residential-mortgage-backed-securities.html
Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf
March | 2022
17 Mar 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/mar/
Discussion of The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective
20 Nov 2007
Conferences
PDF
82KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/laker-disc.pdf
The Transmission of Monetary Policy: How Does It Work?
15 Sep 2017
Bulletin
– September 2017
The transmission of monetary policy refers to how changes to the cash rate affect economic activity and inflation. This article outlines the stages of transmission and the channels through which it occurs. The effects of monetary policy are hard to
https://www.rba.gov.au/publications/bulletin/2017/sep/1.html
Macroprudential Policy Frameworks and Tools
15 Dec 2016
Bulletin
– December 2016
Over the past decade, policymakers have increasingly used macroprudential tools to address a range of financial stability concerns. International institutions have identified and offered guidance on the components of an effective macroprudential
https://www.rba.gov.au/publications/bulletin/2016/dec/8.html
The Cash Market
15 Dec 2016
Bulletin
– December 2016
The cash market is the market for unsecured, overnight loans between banks. The weighted average of interest rates on these loans is the cash rate, the Reserve Bank's operational target for monetary policy and an important financial benchmark. Over
https://www.rba.gov.au/publications/bulletin/2016/dec/4.html
Commercial Property and Financial Stability – An International Perspective
10 Jun 2010
Bulletin
– June 2010
And within the CRE lending market, the entering lenders are more likely to end up with the more marginal, less-established borrowers. ... In a downturn, distressed sales add to the difficulties for borrowers that are still performing.
https://www.rba.gov.au/publications/bulletin/2010/jun/4.html
Bulletin Articles – 2002
9 Mar 2023
Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2002/