Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Interest rates have also fallen in Hong Kong in line with US rates.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Only in two countries – Canada and Australia – did share prices show a net rise over the year. ... Net Exports. (b). 0.2. 2.4. 0.7. Gross Domestic Product. 5.0. 3.4.
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
and was seen by many as putting pressure on bank margins and loan interest rates. ... That effect was particularly noticeable in the 1990s when the margin between the standard variable housing loan interest rate and the RBA target cash rate fell from
https://www.rba.gov.au/publications/confs/2011/davis.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
During the late 1980s and 1990s, increased competition following the deregulation of the financial system caused a large reduction in the major banks' net interest margins (RBA 2014b). ... This occurs because policy rate reductions shrink banks' net
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
September | 2023
21 Sep 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/sep/
Banking Fees in Australia
10 May 2004
Bulletin
– May 2004
The reduction in interest margins is evident in Graph 2, which shows domestic net interest income of the major banks as a ratio to average assets; this ratio has fallen by ... that the reduction in interest margins has more than offset the increase in
https://www.rba.gov.au/publications/bulletin/2004/may/3.html
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html
Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991
21 Jun 1991
Conferences
Every financial-services firm (FSF) seeks to earn a return on assets large enough to create a positive net interest spread over its total funding costs. ... Net interest spread is the profit margin that exists between explicit and implicit interest paid
https://www.rba.gov.au/publications/confs/1991/kane.html
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1166KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-presentation.pdf
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf