Search: debit card

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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
18. Visa debit cards (which can be used for remote payments) over recent years is likely to have contributed to the greater debit card use by lower-income respondents. ... No. MasterCard/Visa credit card. American Express/Diners Club card. All cards
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Willingness to Pay for the Use of Credit Card Features

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
As a crosscheck of the results, we also present the equivalent regression on the willingness to pay for debit cards (where the card feature variables are the respondent's credit card ... Two additional results are of interest. Premium card holders were
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
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Retail Payments Developments

9 Oct 2015 PSB Annual Report – 2015
Growth in debit card use continues to outpace growth in credit card transactions (Graph 3). ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa, American
https://www.rba.gov.au/publications/annual-reports/psb/2015/retail-payments-developments.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
7.5. 11.9. Credit cards, debit cards, and specialised payments providers. 31.4. ... Number per capita, 2012. Cheques. Direct debits. Direct credits. Debit card.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

The Board's First Year

1 Oct 1999 PSB Annual Report – 1999
They determine the revenue flows associated with card transactions, the costs ultimately borne by merchants and card-holders, the incentives to use and accept credit and debit cards, and the terms ... merchants have expressed concerns that restrictions
https://www.rba.gov.au/publications/annual-reports/psb/1999/first-year.html

Retail Payments Trends

24 Oct 2016 PSB Annual Report – 2016
Table 4 shows the interchange fees applying in the credit card and debit card systems as at end June. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa,
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-trends.html

Trends in Retail Payments

2 Oct 2013 PSB Annual Report – 2013
Within card-based payments, more transactions were typically made with debit cards than credit cards, except in Brazil, Hong Kong, Japan, Korea and Turkey. ... First, consumers can use credit cards and certain debit cards to purchase goods and services
https://www.rba.gov.au/publications/annual-reports/psb/2013/trends-in-ret-pay.html

List of tables

26 Sep 2006 PSB Annual Report – 2006
Direct debits. 6. 22. 15. Direct credits. 27. 45. 5. Debit cards. ... Cheques. Direct. debits. Direct. credits. Debit. cards. Credit. cards. Total. United States.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
cash; in most other respects, credit cards provide very similar functionality to debit cards. ... cardholders valued were features that are now also available in debit cards (for instance,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf