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RBA Glossary definition for Cash Rate

Cash Rate – The interest rate which banks pay to borrow funds from other banks in the money market on an overnight basis. The cash rate is the Reserve Bank of Australia's operational target for the implementation of monetary policy. It is also an important financial benchmark in the Australian financial markets. It is used as the reference rate for Australian dollar Overnight Indexed Swaps (OIS) and the ASX 30 Day Interbank Cash Rate Futures. The Reserve Bank of Australia is the administrator of the cash rate. The cash rate is calculated as the weighted average interest rate on overnight unsecured loans between banks settled in the Reserve Bank Information and Transfer System (RITS). The Cash Rate is also known by the acronym AONIA in financial markets.

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Resilience of Australian Households and Businesses

22 Mar 2024 FSR – March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 307KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/earnings-distribution-and-capital.pdf

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

3.4 Earnings, Distribution and Capital

19 Oct 2023 RBA Annual Report – October 2023
Earnings, Distribution and Capital | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/earnings-distribution-and-capital.html

Banknotes

21 Oct 2021 RBA Annual Report – 2021
Sources: RBA. The Bank also surveyed retail businesses about their acceptance of cash. ... However, there is limited access to cash in some regional and remote parts of Australia.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

Reserve Bank of Australia Annual Report 2021

29 Sep 2022 RBA Annual Report 2021 PDF 6721KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/2021-report.pdf

Financial Stability Review - March 2024

26 Mar 2024 FSR - March 2024 PDF 2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf

Financial Stability Review - September 2004

6 Jan 2005 FSR PDF 1099KB
Another potentially useful indicator of household fi nancial stress is the rate of growth in credit card cash advances. ... Since then, however, the growth rate of aggregate cash advances has slowed, and the average amount drawn per account has stabilised
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf

Earnings, Distribution and Capital

27 Oct 2022 RBA Annual Report – October 2022
For all scenarios, the cash rate is projected to evolve in line with the market expectations to June 2023 (using overnight index swap rates as at 31 August), with the margin ... between the cash rate target and the ES rate assumed to remain constant at
https://www.rba.gov.au/publications/annual-reports/rba/2022/earnings-distribution-and-capital.html

List of Graphs

9 Aug 2023 RBA Annual Report - 2022 PDF 67KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/list-of-graphs.pdf