Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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The Australian Debit Card Market: Default Settings and Tokenisation
28 Sep 2023
Consultations
PDF
404KB
credit card details. In addition to these losses (which are often borne by the merchant), cardholders,. ... credit cards, as appropriate (with the precise scope yet to be defined, as discussed below).
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf
Payments System Board Annual Report 2000 - Competition and Efficiency
9 Apr 2013
PSB Annual Report
2000
PDF
260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf
Trends in the Australian Payments System
26 Sep 2006
PSB Annual Report
– 2006
In contrast, surveys suggest that credit cards are not as widely held, with 55 per cent of adults reporting that they have either a credit or charge card. ... In part, this difference is explained by the higher average incomes of those with credit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html
1.4 Payments System Board
19 Oct 2023
RBA Annual Report
– October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html
At a Glance
27 Sep 2023
PSB Annual Report
– 2023
https://www.rba.gov.au/publications/annual-reports/psb/
Regulation of Card Payment Systems
11 Sep 2008
PSB Annual Report
– 2008
responsible for any reduction in investment in Australia's credit card or EFTPOS systems. ... reduction in the credit card interchange fee benchmark to around 0.30 per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2008/card-payments.html
List of tables
26 Sep 2006
PSB Annual Report
– 2006
34.2. Direct credits. 26.4. 47.4. Debit cards. 26.3. 0.7. Credit cards. ... Cheques. Direct. debits. Direct. credits. Debit. cards. Credit. cards. Total. United States.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html
Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
In Canada, the Code of Conduct for the Credit and Debit Card Industry in Canada (‘the Code’) explicitly provides for dual-network cards but takes a different approach. ... This excludes prepaid cards. It also excludes the 5 million ‘combo’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html
Review of Card System Access Regimes: A Consultation Document – May 2013 | Consultations
28 May 2013
Consultations
At its May 2013 meeting, the Payments System Board decided to hold a public consultation on the access regimes applying to the MasterCard credit and the Visa credit and Visa debit systems
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/
List of tables
20 Sep 2018
PSB Annual Report
– 2018
13.6. 10.1. Credit cards. 22.4. 2.8. 114. 6.8. 3.2. 8.8. 4.6. ... Sources: ASX; CLS; RBA. Table 4: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html