Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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List of tables
8 Sep 2011
PSB Annual Report
– 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Cheques. Direct debits. Direct credits. Debit card. (a). Credit card. (b).
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html
List of tables
13 Sep 2007
PSB Annual Report
– 2007
Debit cards. 27.7. 0.8. 68. 9.4. 9.6. Credit cards. 25.7. 1.5. ... 14. 140. Singapore. 20. 12. 6. 32. na. 69. Split between debit and credit cards not available.
https://www.rba.gov.au/publications/annual-reports/psb/2007/tables.html
Payments System Board Annual Report 2005
29 Sep 2005
PSB Annual Report
2005
PDF
1088KB
https://www.rba.gov.au/publications/annual-reports/psb/2005/pdf/2005-psb-ann-report.pdf
List of tables
20 Sep 2005
PSB Annual Report
– 2005
2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force. ... transaction. value. Capture reimbursement fees. From deposit account. 0.44. –. From credit card account.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html
List of tables
2 Oct 2013
PSB Annual Report
– 2013
56. 14.4. 11.1. 14.6. 12.7. Credit cards. 22.9. 1.7. 139. 7.1. ... 8.0. 12.4. Credit cards, debit cards, and specialised payments providers. 30.2.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html
Developments in the Retail Payments System
2 Oct 2009
PSB Annual Report
– 2009
Credit card payments and direct credits each accounted for roughly one-quarter of non-cash payments. ... The first is that the Board's card payment reforms may have had an effect on the use of credit cards.
https://www.rba.gov.au/publications/annual-reports/psb/2009/dev-payments.html
List of tables
25 Oct 2010
PSB Annual Report
– 2010
b) Excludes BPAY transactions. Sources: BPAY; RBA. Table 3: Credit Card Interchange Fees. ... Sources: MasterCard website; RBA; Visa website. Table 5: Typical Features of Personal Credit Cards, By Type.
https://www.rba.gov.au/publications/annual-reports/psb/2010/tables.html
Regulatory Developments in Retail Payments
8 Sep 2011
PSB Annual Report
– 2011
A related concern is a lack of genuine payment alternatives where credit card surcharges are levied on online payments. ... Visa Europe's credit card MIFs and the honour-all-cards rule remain under investigation.
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html
The Evolving Retail Payments Landscape
28 Sep 2022
PSB Annual Report
– September 2022
11.3. – Credit cards. 18.4. 1.8. 108. 1.8. 8.4. 6.2. 3.2. ... A higher proportion of debit card than credit card payments are made using mobile wallets.
https://www.rba.gov.au/publications/annual-reports/psb/2022/the-evolving-retail-payments-landscape.html
Payments System Regulation and Policy Issues
28 Sep 2022
PSB Annual Report
– September 2022
The main new policy measures in this area included:. An expectation that larger debit card issuers will continue to issue dual-network debit cards (DNDCs). ... The systems that have been specified as critical are the Mastercard debit and credit card
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html