Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Financial System Stability
2 Sep 2003
RBA Annual Report
– 2003
Evidence suggests that around two thirds of households with mortgage debt repay their housing loans ahead of schedule. ... The majority of RMBS deals are backed by prime, fully insured mortgages and, over time, their performance has typically compared
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html
Risk Management
27 Oct 2022
RBA Annual Report
– October 2022
ABS are debt securities issued by a trust that are backed by a pool of assets such as residential mortgages.
https://www.rba.gov.au/publications/annual-reports/rba/2022/risk-management.html
RBA Annual Report - Financial System Stability
3 Sep 2003
Annual Report
PDF
430KB
operations – where strong growth in mortgage. lending has fuelled house price appreciation – bear. ... in mortgage delinquencies, authorised deposit-. taking institutions apply various “stress tests” to their.
https://www.rba.gov.au/publications/annual-reports/rba/2003/pdf/fin-sys-stability.pdf
Developments in Financial Intermediation | Reserve Bank of Australia Annual Report - 1995
31 Dec 1995
Annual Report
These seemingly low figures reflect the fact that some 40 per cent of dwellings are owned outright, and many more have small outstanding mortgages.). ... The rise in aggregate mortgage indebtedness reflects an increase in the average size of loans and an
https://www.rba.gov.au/publications/annual-reports/rba/1995/develop-fin-inte.html
Abbreviations
27 Oct 2022
RBA Annual Report
– 2022
CFR. Council of Financial Regulators. CHESS. Clearing House Electronic Sub-register System. ... RMBS. residential mortgage-backed securities. RTGS. real-time gross settlement. R&D. research and development.
https://www.rba.gov.au/publications/annual-reports/rba/2022/abbreviations.html
Reserve Bank Act
9 Mar 2023
RBA Annual Report
– 1960
The Reserve Bank Board, the successor of the Commonwealth Bank Board, believes that the transitional problems involved in giving effect to the legislation were overcome successfully and that the Mortgage Bank
https://www.rba.gov.au/publications/annual-reports/rba/1960/bank-act.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
the residential mortgage loans and the underlying collateral backing the RMBS structures.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Risk Management
21 Oct 2021
RBA Annual Report
– 2021
Endnotes. ABS are debt securities issued by a trust that are backed by a pool of assets such as residential mortgages.
https://www.rba.gov.au/publications/annual-reports/rba/2021/risk-management.html
Reserve Bank of Australia Annual Report 2023
16 Oct 2023
RBA Annual Report
- 2023
PDF
201KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/abbreviations.pdf
Operations in Financial Markets
21 Oct 2021
RBA Annual Report
– 2021
To collateralise these open repos, the Bank permits the use of certain related-party assets issued by bankruptcy remote vehicles, such as self-securitised residential mortgage-backed securities (RMBS). ... The required data include key information on the
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html