Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
The loan-level analysis indicates that the probability of entering arrears increases with the loan-to-valuation ratio (LVR) at origination, and is particularly high for loans with an LVR above
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
See 5 more results from "RDP 2014-13"
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
Box B: Housing Price Falls and Negative Equity
10 Feb 2020
FSR
April 2019
PDF
639KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/box-b.pdf
Box C: Vulnerable Households and Financial Stress
10 Feb 2020
FSR
October 2018
PDF
635KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-c.pdf
Housing Accessibility for First Home Buyers
7 Dec 2017
Bulletin
– December 2017
The ability of Australians to purchase their first home (‘housing accessibility’) has been an important topic of public debate recently. In this article, we construct an indicator of housing accessibility that suggests that the median potential
https://www.rba.gov.au/publications/bulletin/2017/dec/3.html
Macroprudential Policy Frameworks and Tools
15 Dec 2016
Bulletin
– December 2016
Over the past decade, policymakers have increasingly used macroprudential tools to address a range of financial stability concerns. International institutions have identified and offered guidance on the components of an effective macroprudential
https://www.rba.gov.au/publications/bulletin/2016/dec/8.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
at both a high loan-to-valuation ratio (LVR) and a high DTI ratio. ... an LVR over 80 per cent has been cut from 20 per cent to 10 per cent.
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html
Household and Business Finances in Australia
8 Apr 2021
FSR
– April 2021
Despite typically having higher initial LVRs than other borrowers, prior to the pandemic first home buyers tended to pay down their debt relatively quickly. ... Property’). Impairment rates on commercial property lending remain low, consistent with
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
Box C: Non-conforming Housing Loans
21 Mar 2005
FSR
- March 2005
PDF
52KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-c.pdf