Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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General Discussion on Financial Markets, Institutions and Liquidity | Conference – 2013
19 Aug 2013
Conferences
One participant asked whether empirical evidence suggested that macroprudential policy tools such as LVRs were effective. ... Evidence from Italy was cited to suggest that while LVR restrictions could dampen house prices in the short run, this effect was
https://www.rba.gov.au/publications/confs/2013/allen-carletti-disc.html
New Financial Stability Governance and Central Banks
13 Dec 2017
Conferences
PDF
1022KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-edge-liang.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
23. ratio (LVR) (Table 2).17 From the lender’s perspective it is advantageous to compete for new borrowers with discounts because it allows the lender to offer attractive terms to ... LVR Loan size (%) $250 000 $500 000 $750 000 $1 000 000 90–100 63
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Lending Behaviour
31 Dec 2013
RDP
2013-15
This has included, for example, competing for new borrowers with discounts based on both loan size and the loan-to-valuation ratio (LVR) (Table 2). ... LVR. (%). Loan size. $250,000. $500,000. $750,000. $1,000,000. 90–100. 63. 75.
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study
10 Feb 2020
Conferences
PDF
1518KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-ellis-littrell.pdf
Discussion on The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008
20 Aug 2007
Conferences
There was a brief discussion about procyclical prudential regulation. Some participants agreed with Grant Spencer's comments, suggesting that it was unlikely that loan-to-valuation ratios (LVRs), or procyclical liquidity ... In response, Eli Remolona
https://www.rba.gov.au/publications/confs/2008/cohen-remolona-disc.html
Appendix A: Debt Overhang Model
10 Jul 2019
RDP
2019-06
D. 1. D. =. φ. D. A. 0. where the maximum LVR in any period is given by.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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Asset Prices, Monetary and Other Policies
31 Dec 2010
RDP
2010-06
Also, regulations have evolved with the financial system. For example, maximum LVRs were increased to incorporate the use of lenders' mortgage insurance (LMI) (Yam 2009). ... In response, the HKMA decreased the maximum LVR on luxury properties (HK$20
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-monetary.html
See 3 more results from "RDP 2010-06"
The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK
6 Sep 2017
RDP
PDF
1368KB
despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per cent.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-05.pdf
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. Fiona Price, Benjamin Beckers and Gianni La Cava. Research Discussion Paper. R D P 2019 - 06. Figures in this publication were generated using Mathematica. The
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf