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RBA Glossary definition for direct entry credit

direct entry credit – A pre-planned credit from one account to another.

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The Australian Financial System in the 1990s | Conference – 2000

21 Jun 1990 Conferences
Marianne Gizycki and Philip Lowe
The result was extremely strong credit growth secured against increasingly overvalued commercial property. ... The proliferation of electronic banking links, including direct credit of salaries and the electronic payment of bills has had a similar effect,
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 358KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/banking-and-payment-services.pdf

The Evolving Structure of the Australian Financial System

7 Dec 2006 Conferences PDF 118KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/edey-gray.pdf

Competition and Efficiency

21 Mar 2002 PSB Annual Report – 2001
In contrast, proposals to redevelop Australia's direct entry system to give it similar flexibility have so far borne no fruit. ... APCA has been considering how the direct entry system might be adapted to the needs of e-commerce but there appears no
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
annualised basis), compared with around 120 transactions per person for the older direct entry system (including BPAY). ... Direct participants connect to the NPP directly using their own NPP payment gateway.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
degree of error around the data when split between debit and credit cards. ... PayPal allows consumers to make a payment over the internet funded by any of a number of payment methods, including debit and credit cards, direct debit and stored-value funds
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data

15 Feb 2024 RDP 2024-01
Omer Majeed, Jonathan Hambur and Robert Breunig
To examine the credit constraint channel directly, we explore an additional question in the BCS. ... While this evidence is less direct and could reflect factors other than the ability to access overseas financing, it is consistent with the credit supply
https://www.rba.gov.au/publications/rdp/2024/2024-01/full.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

8 Jun 2023 RDP PDF 1310KB
This paper presents new insights on the direct impact of lower rates on bank profitability, after. ... a) Sample includes banks, credit unions and building societies, foreign branches and foreign subsidiaries.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf