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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
Factoring. In factoring, the lender – known as the ‘factor’ – purchases accounts receivable from the borrower. ... Information from a consumer credit bureau appears to also be provided to potential lenders.
https://www.rba.gov.au/publications/confs/2015/udell.html

References

11 Apr 2024 RDP 2024-02
Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney
Jones B (2023), ‘Bagehot and the Lender of Last Resort – 150 Years On’, Keynote Address at 36th Australasian Finance and Banking Conference, Sydney, 13–15 December.
https://www.rba.gov.au/publications/rdp/2024/2024-02/references.html
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Read me file for The Role of Collateral in Borrowing

17 Jan 2021 RDP PDF 467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf

The Household Cash Flow Channel of Monetary Policy

14 Dec 2016 RDP PDF 1053KB
3. lender channel is ignored. For instance, if there are more lenders than borrowers in the economy. ... lender channel). While there are roughly similar shares of lenders and borrowers in the population,.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf

Promoting Liquidity: Why and How?

27 Oct 2008 RDP 2008-06
Jonathan Kearns and Philip Lowe
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2008/2008-06.html
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Liquidity Shocks and the US Housing Credit Crisis of 2007–2008

2 Feb 2015 RDP PDF 756KB
the amount of financing available to mortgage lenders.I use the differential exposures of individual mortgage lenders to the collapse ofthe securitisation market in 2007 as a source of cross-lender ... applicants. Under. 4. this assumption, a reduction
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-05.pdf

Introduction to Small Business Conditions and Finance

20 Aug 2015 Conferences PDF 53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf

Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies

28 Dec 2022 Conferences PDF 375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf

The Real Effects of Debt Covenants: Evidence from Australia

24 Oct 2022 RDP PDF 1647KB
misalignment in incentives between lenders and borrowers (Stein 2003). This paper studies the. ... shareholders with those of lenders by putting restrictions on how much wealth is kept within the.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf

Results

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
banks, other authorised deposit-taking institutions (ADIs) and non-ADI lenders, such as mortgage originators). ... For example, some of these loan losses may be absorbed by lenders mortgage insurance.
https://www.rba.gov.au/publications/rdp/2015/2015-01/results.html
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