Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
In other countries, the flow is almost always to the card issuer or there are no interchange fees at all. ... The Reserve Bank can see no reason why debit card issuers, in a competitive market environment, should not do so.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
However, the overall loss rate for credit card issuers is probably higher than suggested by the NPL rate. ... The Bank publishes data on average advertised credit card interest rates for ‘standard’ and ‘low-rate’ cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Consultation on Card System Access Regimes | Consultations
28 May 2013
Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html
Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
28 Sep 2023
Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html
Competition and Efficiency
25 Sep 2003
PSB Annual Report
– 2003
In most other countries, the interchange fees are either paid to the card issuer, or there are no interchange fees at all. ... That fee would be debited to the cardholder's account along with the cash withdrawal, and the resulting amount settled between
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html
Payments System Board Annual Report 2000 - Competition and Efficiency
9 Apr 2013
PSB Annual Report
2000
PDF
260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf
Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Competition and Efficiency
1 Oct 2000
PSB Annual Report
– 2000
Interchange fees for ATM transactions are paid by the card issuer to the financial institution which owns the ATM. ... In other countries the flow is to the card issuer, or there are no interchange fees at all.
https://www.rba.gov.au/publications/annual-reports/psb/2000/competition.html
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
Cardholders also face disruption if their account/card needs to be frozen by their card issuer. ... Card issuers, on the other hand, bear much of the risk of point of sale fraud and are likely to favour PIN authorisation.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Payments System Board Annual Report 2001 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2001
PDF
194KB
https://www.rba.gov.au/publications/annual-reports/psb/2001/pdf/competition.pdf