Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Impact of the Capital Market Turbulence on Banks' Funding Costs
10 Jun 2009
Bulletin
– June 2009
Information published by the major banks in their financial statements on net interest margins (NIM) for their Australian operations shows that, in the half-year to March 2009, the average NIM ... Overall, banks' net interest margins have risen a little
https://www.rba.gov.au/publications/bulletin/2009/jun/1.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks, indicative of the fact that traditional intermediation services remain a central part of their overall ... This has typically involved very low
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Our analysis confirms the empirical regularity that declining interest rates reduce banks’ net interest margins. ... Importantly, the effect of lower interest rates on net interest margins is larger than the effect on asset returns, suggesting that
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
See 11 more results from "RDP 2023-05"
List of tables
10 Mar 2006
FSR
– March 2006
Share of all. household. net worth. Lowest. 44.3. (b). 2.4. 12.5. ... 2004. $b. 2005. $b. Growth. Per cent. Income. Net interest income.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
Bank Fees in Australia
10 Jul 2001
Bulletin
– July 2001
Graph 1. In earlier analysis published by the Reserve Bank it was concluded that these reductions in net interest margins in recent years have significantly exceeded the increases in banks' fee ... margins. It is also informative to compare the changes
https://www.rba.gov.au/publications/bulletin/2001/jul/1.html
Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
Banks’ net interest margins. (NIMs) – the difference between their interest income and interest expenses (as a share of assets). – ... Figure 7: Major Banks’ Net Interest Margin. Domestic, half-yearly. Sources: ABS; APRA; ASX; Australian
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
5 April 2022 | Minutes of the Monetary Policy Meeting of the Board
19 Apr 2022
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 April 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-04-05.html