Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
from the reductions in banks' interest margins that have occurred over the past decade. ... Graph 6 shows the sum of the major banks' net interest income and fee income, as a percentage of bank assets.
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... Operating income is defined as net interest income (interest received less interest paid) plus non-interest income.
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Net interest income was broadly unchanged over 2020, while costs increased a little relative to income. ... This can squeeze net interest margins (NIMs) because as rates fall, deposits that already receive zero or very low interest rates have not been
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Interest rates have also fallen in Hong Kong in line with US rates.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Banks' net interest margins (NIMs) – the difference between their interest income and interest expenses (as a share of assets) – will fall with interest rates if spreads remain constant. ... When combined with the interest rates on their
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Only in two countries – Canada and Australia – did share prices show a net rise over the year. ... Net Exports. (b). 0.2. 2.4. 0.7. Gross Domestic Product. 5.0. 3.4.
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
In addition, any bank seeking to use the CLF must have positive net worth. ... 1,392. Other foreign currency assets. 291. Net forward foreign currency commitments: Short-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Firms’ Price-setting Behaviour: Insights from Earnings Calls
6 Nov 2023
RDP
PDF
1677KB
paragraph is about the topic of interest. The index nets off positive, pz+ , and negative, pz. , ... updates and forecasts for net interest margins over the year ahead.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-06.pdf
Risk Management
17 Oct 2019
RBA Annual Report
– 2019
The Reserve Bank is exposed to very little interest rate risk on its balance sheet liabilities. ... The required margin is maintained throughout the term of the repo through daily two-way margining.
https://www.rba.gov.au/publications/annual-reports/rba/2019/risk-management.html