Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access - October 2000
14 Aug 2008
PDF
407KB
Interchange Fees and Access
https://www.rba.gov.au/payments-and-infrastructure/resources/publications/payments-au/interchg-fees-study.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
5. Payment Cards. 5.1 Credit and Debit Cards. The vast majority of Australians have a payment card. ... Occhiutto 2020). When choosing to pay with a card, Australian consumers have increasingly been using debit cards,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
22 Nov 2023
RDP
PDF
143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
- 2021
PDF
434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Cost of Card Payments for Merchants
18 Mar 2020
Bulletin
- March 2020
PDF
605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf
RBA Debit Card Default Settings and Tokenisation: Wpay submission
28 Sep 2023
PDF
134KB
Setting a default network on dual-network debit cards. In regard to Questions 1-3, while some technical work would be required, we expect to be ableto implement a default routing ... 100% of Dual Network Debit Card (DNDC) traffic. This would include in
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/wpay.pdf
Payment Systems Board 2007/08 Review of the Credit and Debit Card Regulatory Regimes
20 Oct 2006
PDF
244KB
Submissions to 2007/08 Review of Card Payment Systems Reforms
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/visa-10102006-2.pdf
Debit Interchange Reform Submission
16 Sep 2002
PDF
286KB
The RBA/ACCC rationale for no interchange is:. • A debit card is simply a method of accessing a transaction account and it is analternative to cheques, direct debits and direct credits ... The most logical approach to determine interchange for debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/nab-130902.pdf
Reform of Debit Card Systems in Australia: A Consultation Document - December 2005
19 Dec 2005
PDF
123KB
Reform of Debit Card Systems in Australia
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/pdf/consult-doc-dec05.pdf