Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Submission on Credit Card Interchange
11 Apr 2005
PDF
41KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/wbc-08042005.pdf
Credit Card Interchange
11 Apr 2005
PDF
90KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/creditlink-08042005.pdf
Credit Card Interchange Fees
13 Apr 2005
PDF
805KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/mastercard-12042005.pdf
Standard No. 2 Merchant Pricing for Credit Card Purchases
21 Nov 2012
PDF
96KB
Visa Credit Compilation
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/standards/pdf/visa-credit-compilation.pdf
Credit Card Schemes in Australia
3 Dec 2001
PDF
308KB
18 3.6.2 Credit Card Acquiring. 18. 3.7 Credit Cards & Other Tender Types. ... time to complete credit card transactions can take 50% greater than that for debit cards.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/h2-ara-0701.pdf
A Guide to the Card Payments System Reforms
15 Mar 2011
Bulletin
PDF
274KB
Reserve Bank of Australia Bulletin September 2010
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910-7.pdf
Access Regime Access Regime for the Visa Credit Card ...
17 Dec 2014
Media Release
PDF
96KB
credit card issuing, credit card acquiring or both (within the meaning of Regulation. ... deposit-taking institutions other than specialist credit card institutions as a class in.
https://www.rba.gov.au/media-releases/2014/pdf/mr-14-22-gazette-notice-visa.pdf
Proposed changes to credit card interchange: Submission to the Reserve Bank of Australia
19 Apr 2005
PDF
47KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/anz-14042005.pdf
Credit Card Interchange Fees
8 Apr 2005
PDF
111KB
Submission on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/visa-07042005.pdf
Proposed changes to credit card interchange standard
24 Aug 2005
PDF
68KB
Submissions on Draft Common Credit Card Interchange Standard
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-draft/visa-22082005.pdf