Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Visa Debit and the risk of increased credit card use
4 May 2005
PDF
33KB
Submission on Visa Debit Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-draft/afccra-30042005.pdf
Response to RBA Credit Card Questions
3 Dec 2001
PDF
20KB
than credit cards; • Greater merchant acceptance, due to lower merchant service fees, thereby. ... Most consumers now see a loyalty scheme as a base requirement in an attractive credit card product. •
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/n2-cusc.pdf
Credit card interchange fees
11 Apr 2005
PDF
52KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/cuscal-08042005.pdf
Payment System Issues - Credit Card Interchange Fees
31 Jan 2007
PDF
24KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/cba-31012007.pdf
Credit Card Interchange Fees
31 Jan 2007
PDF
25KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/visa-31012007.pdf
Credit Card Interchange Fees Submission
7 Apr 2005
PDF
32KB
Submissions on Credit Card Interchange Standards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-interchg-stds/nab-07042005.pdf
Merchant Service Fees and Market Shares for Credit and Charge Cards
17 Aug 2005
Bulletin
PDF
104KB
Reserve Bank of Australia Bulletin August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/pdf/bu-0805-2.pdf
Submission on proposed Credit Card Access Regime
5 Nov 2003
PDF
81KB
Submission on proposed Credit Card Access Regime MoneySwitch Ltd is an intending Specialist Credit Card Institution, acting as an acquirer.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/access-regime-response/moneyswitch-120903.pdf
Key Issues - Credit Card Merchant Arrangements
14 Mar 2002
PDF
1192KB
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-responses/restaurant-110302.pdf
Submission to the Reserve Bank of Australia on The Credit Card Access Regime
5 Nov 2003
PDF
160KB
Submission to the Reserve Bank Of Australia. On The Credit Card Access Regime. ... Australian Retailers Association. 12 September 2003. Credit Card Access Regime Australian Retailers Association.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/access-regime-response/ara-120903.pdf