Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Future System for Monetary Policy Implementation
2 Apr 2024
Speech
PDF
657KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-04-02.pdf
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
So if the return on banks' assets moves with the cash rate, lower interest rates will tend toreduce the total interest earned by more than total interest paid. ... Another factor that could reduce the impact of very low interest rates on Australian banks'
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf
Financial Stability and the Financial Health of Australian Mortgagors
8 Dec 2023
Speech
PDF
776KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-12-08.pdf
Financing SME Innovation in Australia – Challenges and Opportunities
4 Apr 2024
Speech
PDF
956KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-04-04.pdf
Housing Market Cycles and Fundamentals
15 May 2024
Speech
PDF
479KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-05-16.pdf
Opening Statement to the House of Representatives Standing Committee on Economics
15 Aug 2023
Speech
PDF
226KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-08-11.pdf
A Tokenised Future for the Australian Financial System?
16 Oct 2023
Speech
PDF
504KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-16.pdf
Today's Reduction in the Cash Rate
5 Jun 2019
Speech
PDF
504KB
2. Are there more interest rate reductions to come? 3. Should today's reduction be fully passed through to mortgage rates? ... Our judgement is that lower interest rates will help the economy as a whole.
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-06-04.pdf
Achieving Full Employment
21 Jun 2023
Speech
PDF
787KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-dg-2023-06-20.pdf
Housing in the Endemic Phase
26 May 2022
Speech
PDF
480KB
Rather, the combined effect of low interest rates and preference shifts iscontinuing to support demand. ... As interest rates increase, the boost to demand from the currentlow interest rates will also wane.
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-05-25.pdf