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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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10/12/2019 A Payments System for the Digital Economy | ...

10 Dec 2019 Speech PDF 326KB
Progress has also been made on improving the safety of electronic payments, particularly in relationto fraud in card-not-present transactions. ... This willhelp reduce card-not-present fraud and support the continued growth in online commerce.
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-12-10.pdf

11/29/2018 Opening Panel Remarks on the Regulatory Landscape for ...

28 Nov 2018 Speech PDF 199KB
In particular,where a customer uses a dual-network debit card in a contactless transaction, we have been pushingacquirers to provide merchants with the ability to send the authorisation message via ... In many respects, the card industry seems to be
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-11-27.pdf

A Journey Towards a Near Cashless Payments System

28 Nov 2018 Speech PDF 315KB
There are alsodifferences in the cost of debit cards and American Express cards between the two countries. ... merchants in the debitcard system, where most cards allow for transactions to be processed by either of the two networksenabled on the card.
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-11-26.pdf

Cryptocurrencies and Distributed Ledger Technology

26 Jun 2018 Speech PDF 347KB
For example,while authorisation of a debit or credit card transaction is close to immediate, bitcoin users aretypically advised to wait for the creation of about six additional blocks (i.e.,
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-06-26.pdf

22/09/2020 New Financial Statistics: The Value of Sound Data ...

22 Sep 2020 Speech PDF 172KB
That is, people were spending less and so were accumulatingless credit card debt. ... Taken together, these developments have worked toreduce the stock of outstanding credit card debt.
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-09-17.pdf

Payments: The Future? - Presentation Slides

10 Dec 2021 Speech PDF 871KB
credit transfers. Direct entry. debit transfers. NPP share, by number. 2019 20210.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09-presentation-slides.pdf

Opening Statement to the House of Representatives Standing Committee on Economics

8 Feb 2024 Speech PDF 262KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-gov-2024-02-09.pdf

03/10/2018 An Update on Australia's New Payments Platform | ...

3 Oct 2018 Speech PDF 213KB
and mandate service that could be used to enable direct debits thoughthe NPP.
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-10-03.pdf

The Economics of a Central Bank Digital Currency in Australia

7 Dec 2022 Speech PDF 685KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-12-08.pdf

Remarks at the Breakfast event to launch ASIC's National Financial Capability Strategy 2018

22 Aug 2018 Speech PDF 99KB
We all need to prepare for that rainy day. It rarely makes sense to take all thecredit that you are offered, whether on a credit card or when you apply for
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-08-21.pdf