Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Housing and Housing Finance: The View from Australia and Beyond
8 Jan 2007
RDP
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278KB
indicator rates advertised by Australian lenders, and the rates that borrowers actually pay. ... One way lenders traditionally dealt with this is that they imposed lending limits based on repayment ratios.
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-12.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
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637KB
Banks are also important lenders to large companies. But such companies can more. ... to act in a manner which is not in the interests of the lender.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
Agency Costs, Balance Sheets and the Business Cycle
30 Nov 2009
RDP
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114KB
This linkarises out of the asymmetry of information between borrowers and lenders andbetween managers and owners. ... gains a good reputation thatallows the lender to reduce the size of the premium.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9311.pdf
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
5 Feb 2018
RDP
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1627KB
The major banks were. net lenders to the non-major banks before the crisis. ... from at least one periphery bank (borrower and lender counterparties need not be the same).
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-01.pdf
Promoting Liquidity: Why and How?
2 Dec 2009
RDP
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484KB
JEL Classification Numbers: G21, G28 Keywords: asset market liquidity, central bank market operations, lender of. ... When there are asymmetric pay-offs, an increase in uncertainty can also amplify the agency problem that an investor or lender faces.
https://www.rba.gov.au/publications/rdp/2008/pdf/rdp2008-06.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
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2345KB
Mondragon (2020) show that US lenders charge a premium of 10 to 15 basis points to originate. ... A mortgage commitment. takes place after the borrower receives an accepted and signed offer of credit from the lender,.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
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179KB
Of these departures from thetextbook world, perhaps the most important is the long-term nature of loan contacts.This departure allows lenders to smooth the loan interest rate over the course ... Thisoutcome need not be inconsistent with perfect
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
China’s Evolving Monetary Policy Framework in International Context
4 Dec 2019
RDP
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1923KB
China’s Evolving Monetary Policy Framework in International Context. Bradley Jones and Joel Bowman. Research Discussion Paper. R D P 2019 -11. Figures in this publication were generated using Mathematica. The contents of this publication shall not
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-11.pdf
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
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2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. Fiona Price, Benjamin Beckers and Gianni La Cava. Research Discussion Paper. R D P 2019 - 06. Figures in this publication were generated using Mathematica. The
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
PDF
1257KB
bank loans. and corporate bonds); the extent of collateralisation; or whether the company has existing relationships its lenders.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf