Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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A Model of the Australian Housing Market
5 Mar 2019
RDP
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1639KB
It estimates. responses to interest rates, allowing for feedback between quantities and prices. ... demeaned. We estimate from March quarter 1987, following the deregulation of mortgage interest.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf
The Role of Superannuation in the Financial Sector and in Aggregate Saving: A Review of Recent Trends
19 Apr 2007
RDP
PDF
960KB
Source: Interest and net contributions, from Annual National Accounts, ABS. Assets and valuation effects, see Appendix. ... Indeed, a plausible case could be made that the net of all these effects is close to zero, given that the private sector's net
https://www.rba.gov.au/publications/rdp/1991/pdf/rdp9112.pdf
The Role of Credit Supply in the Australian Economy
28 Jan 2015
RDP
PDF
817KB
Figure 3: Difficulty Obtaining Finance Net balance of firms reporting difficulty obtaining finance. ... 11. Figure 4: Difficulty Obtaining Finance Net balance of firms reporting difficulty obtaining finance.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-02.pdf
Cost-benefit Analysis of Leaning against the Wind
5 Jul 2019
RDP
PDF
1512KB
a large margin’. In the ‘average probability’ scenario of the International Monetary Fund. ... Nine years from initial increase in interest rates. Assumption Benefit-cost ratio(a).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-05.pdf
Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
25 May 2016
RDP
PDF
1165KB
include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the. ... owner is the net imputed rent (gross imputed rent less mortgage interest payments).
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-04.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
PDF
637KB
As the economy enters a downturn corporate net worth falls, raising agency costs and hence the loan rate relative to the riskless interest rate. ... Such outcomes are theoretically plausible, because loan demand is influenced by the level of interest
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
The Cash Market in Australia
31 Jan 2006
RDP
PDF
245KB
Bnt = net sales of securities by authorised dealers to banks and non-banks. ... The net opening surplus of the market itself reflects a number of factors:.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9214.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
The banks attempted to rebuild their balance sheet positions by maintainingrelatively high margins. ... 15. housing loan approvals.8 This has placed downward pressure on housing loaninterest rate margins, with the margin between the standard rate paid on
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
Wage Growth Puzzles and Technology
21 Sep 2018
RDP
PDF
1423KB
prices and increase profit margins rather than passing most of it on to their workforce in higher. ... confidence in keeping interest rates lower for longer. A fair amount of work has been done on how the growing take-up of information and.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-10.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
artificially boosted estimated banknote life (as all denominations were affected, the net result on our. ... interest rates. Unlike card payments, however, the value of cash payments is not observed directly.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf