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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
credit card details. In addition to these losses (which are often borne by the merchant), cardholders,. ... credit cards, as appropriate (with the precise scope yet to be defined, as discussed below).
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
of card details being stored across the ecosystem, including for credit cards. ... cards – including credit cards, single-network debit cards, and prepaid cards (as appropriate) – when.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

A Banker's Perspective on the Future of the Financial System

7 Dec 2006 Conferences PDF 35KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/ferguson-w.pdf

Banking in the 21st Century: The Transformation of an Industry

7 Dec 2006 Conferences PDF 100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf

A Variation to the Surcharging Standards: A Consultation Document - December 2011

16 Dec 2011 Consultations PDF 1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf

The Australian Financial System in the 1990s

24 Nov 2006 Conferences PDF 101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf

Review of Card Surcharging: A Consultation Document - June 2011

31 Jan 2012 Consultations PDF 596KB
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/pdf/201106-review-card-surcharging.pdf

Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016

7 Dec 2016 Consultations PDF 524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf

Small Business Conditions and Finance

23 Sep 2015 Conferences PDF 4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf

2022 Conference – Biographies of Presenters

29 Dec 2022 Conferences PDF 468KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-biographies.pdf