Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Some Observations on Low Inflation and Household Finances
23 Feb 2001
Bulletin
PDF
79KB
The net fallin housing loan rates since then is mainly dueto a contraction in lenders’ margins, ratherthan a further fall in inflation. ... This has occurred through alarge increase in the number of loans beingtaken out, but also an increase in the
https://www.rba.gov.au/publications/bulletin/1997/oct/pdf/bu-1097-6.pdf
Recent Developments in Small Business Finance and Economic Conditions
15 Feb 2024
Bulletin
- September 2023
PDF
1051KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/recent-developments-in-small-business-finance-and-economic-conditions.pdf
Financial Stability Risks from Non-bank Financial Intermediation in Australia
17 Apr 2024
Bulletin
- April 2024
PDF
565KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/financial-stability-risks-from-non-bank-financial-intermediation-in-australia.pdf
Bulletin March Quarter 2021
22 Mar 2021
Bulletin
- March 2021
PDF
6101KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/bulletin-2021-03.pdf
Some Recent Banking Developments
5 Feb 2003
Bulletin
PDF
69KB
Nearly all of the discussion in Australia todate on margins has focused on the aggregatepicture. ... OneNSW insurance company entered the marketin 1990 offering a lower interest margin forhousing loans, but others were slow to follow.By our reckoning,
https://www.rba.gov.au/publications/bulletin/1994/oct/pdf/bu-1094-3.pdf
Some Current Issues in Banking
12 Nov 2002
Bulletin
PDF
85KB
One smallerbank is offering a business loan, secured byresidential real estate, at the same rate ofinterest that home borrowers pay, with noadded customer risk margins. ... shed light onthe size of the margin seemingly attached toindividual products, but
https://www.rba.gov.au/publications/bulletin/1994/jun/pdf/bu-0694-2.pdf
Developments in Banks’ Funding Costs and Lending Rates
19 Mar 2014
Bulletin
PDF
1167KB
Reserve Bank of Australia Bulletin March 2014
https://www.rba.gov.au/publications/bulletin/2014/mar/pdf/bu-0314-8.pdf
Recent Developments in Interest Rates on Bank Lending
22 Feb 2001
Bulletin
PDF
59KB
Atthe same time, some banks also announcedfixed risk margins for loans secured by. ... For‘larger’ small business loans, margins inAustralia might still be a little wider than inthe United States.
https://www.rba.gov.au/publications/bulletin/1999/apr/pdf/bu-0499-1.pdf
Bank Funding and the Recent Tightening of Monetary Policy
17 Apr 2024
Bulletin
- April 2024
PDF
1208KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bank-funding-and-the-recent-tightening-of-monetary-policy.pdf
Bulletin March Quarter 2019
20 Apr 2023
Bulletin
- March 2019
PDF
4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf