Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Some Features of the Australian Payments System
22 Feb 2001
Bulletin
PDF
41KB
InAustralia, slightly more than half of electronicpayments are attributed to payments by debitand credit cards. ... Cheques Debit Credit Direct Directcards cards credit debit. AustraliaTransactions per person 54 22 15 24 6Value per transaction 4 889 41
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf
Reform of the Payments System
16 Mar 2005
Bulletin
PDF
58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf
Bank Fees in Australia
26 Sep 2022
Bulletin
- June 2022
PDF
596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf
Non-Banks in the Payments System: A Central Bank Perspective
11 May 2007
Bulletin
PDF
49KB
Reserve Bank of Australia Bulletin May 2007
https://www.rba.gov.au/publications/bulletin/2007/may/pdf/bu-0507-3.pdf
Bulletin September Quarter 2020
9 Jun 2021
Bulletin
- September 2020
PDF
5941KB
https://www.rba.gov.au/publications/bulletin/2020/sep/pdf/bulletin-2020-09.pdf
Bulletin June Quarter 2021
18 Aug 2021
Bulletin
- June 2021
PDF
10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf
The Cost of Card Payments for Merchants
14 Sep 2022
Bulletin
- September 2022
PDF
903KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/the-cost-of-card-payments-for-merchants.pdf
Banking Fees in Australia
15 Jun 2011
Bulletin
PDF
336KB
Reserve Bank of Australia Bulletin June 2011
https://www.rba.gov.au/publications/bulletin/2011/jun/pdf/bu-0611-4.pdf
Gresham’s Law of Payments
19 Apr 2005
Bulletin
PDF
49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf
Bulletin June Quarter 2020
24 Jun 2020
Bulletin
- June 2020
PDF
5409KB
https://www.rba.gov.au/publications/bulletin/2020/jun/pdf/bulletin-2020-06.pdf