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RBA Glossary definition for BPAY

BPAY – BPAY is a payments clearing organisation owned by a group of retail banks. Individuals who hold accounts with a BPAY participating financial institution can pay billing organisations which participate in BPAY, using account transfers initiated by phone or internet. The transfers may be from savings, cheque or credit card accounts.

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List of tables | 2014 Assessment of the Reserve Bank Information and Transfer System

9 Mar 2023
d) Includes BPay. (e) Gross value of equity trades. Sources: ASX; CLS; RBA. ... Low Value Settlement Service. Multilateral net batch. Cheque, DE (including the BPAY system) and card (ATM, eftpos and credit card).
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2014/tables.html

Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
5.37. Direct entry. 0.13. 0.03. 0.16. 0.25. 0.41. BPAY. 0.03. 0.41. ... Of the remote payment options, direct debit is considerably less resource intensive than BPAY, debit and credit cards.
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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A Payments System for the Digital Economy

10 Dec 2019 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the 2019 Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2019/sp-gov-2019-12-10.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Other means of electronic payment such as BPAY and internet banking applications account for relatively small shares of the number of consumer payments (but a higher share when measured by the ... PayPal was used for a further 14 per cent of online
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey

1 Jul 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
BPAY and internet banking transactions accounted for the bulk of remaining online payments. ... Non-automatic. BPAY. 28. 21. 25. 24. Debit, credit/charge cards. 26. 21.
https://www.rba.gov.au/publications/rdp/2017/2017-04/full.html
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Descriptions for Reasons for the Decision to Designate the EFTPOS Payment System Images

9 Mar 2023
cheques, direct credits, direct debits and BPAY. ... The number of BPAY transactions per capita per year rose from about 0.2 in 1998 to 5 by 2004.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/eftpos-decision-img-desc.html

Appendix A: Diary Study Fields

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
7. Personal cheque. 8. BPAY. 9. Other. One of the following methods:.
https://www.rba.gov.au/publications/rdp/2009/2009-04/appendix-a.html
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Opening Statement to the Inquiry into Taxpayer Engagement with the Tax System

27 Oct 2017 Speech
Anthony Richards and David Emery
Opening Statement to the Inquiry into Taxpayer Engagement with the Tax System, Canberra
https://www.rba.gov.au/speeches/2017/sp-so-2017-10-27.html

Banking and Payment Services

27 Oct 2022 RBA Annual Report – October 2022
Other payment methods offered and utilised by our customers during the reporting period included the New Payments Platform (NPP), RTGS, cheque and BPAY. ... The LVSS collates interbank obligations, which arise from cheques, some debit and credit cards,
https://www.rba.gov.au/publications/annual-reports/rba/2022/banking-and-payment-services.html