Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Outlook
6 Feb 2024
SMP
– February 2024
Outlook | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/outlook.html
List of tables
10 Feb 2008
SMP
– February 2008
End Jul 2007. Cash rate. 6.75. 0.25. 0.50. Housing loans. Prime full-doc. ... 0.59. Mortgage originators. 8.07. 0.34. 0.69. Prime low-doc. Banks. 8.39. 0.36.
https://www.rba.gov.au/publications/smp/2008/feb/tables.html
Domestic Financial Conditions
8 Nov 2019
SMP
– November 2019
Nonetheless, mortgage rates on IO loans remain well above those on principal-and-interest (P&I) loans. ... The decreases in interest rates paid following the reductions in the cash rate mean that required mortgage payments for households with
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html
Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Liaison with mortgage brokers, banks and non-ADIs suggests that housing loan applications are well down over the past year. ... Available at <http://apra.gov.au/media-centre/media-releases/apra-finalises-amendments-guidance-residential-mortgage-lending>.
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
Statement on Monetary Policy – February 2023
10 Feb 2023
SMP
The RBA's assessment of current economic conditions, both domestic and international, along with the outlook for Australian inflation and output growth.
https://www.rba.gov.au/publications/smp/2023/feb/
Domestic Financial Conditions
6 Feb 2020
SMP
– February 2020
Sources: APRA; RBA; Securitisation System. The decreases in interest rates following the reductions in the cash rate mean that minimum required mortgage payments for households with variable-rate mortgages – which account ... This will allow eligible
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html
List of tables
10 Feb 2007
SMP
– February 2007
Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin. ... Sub-prime loans. Interest margin. (a). na. 425. 390. 290. Losses. na.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html
List of tables
10 Aug 2008
SMP
– August 2008
End July 2007. Cash rate. 7.25. 0.00. 1.00. Housing loans. Prime-full doc. ... 0.21. 1.76. Prime low-doc. Banks. 9.46. 0.23. 1.70. Mortgage originators. 9.79.
https://www.rba.gov.au/publications/smp/2008/aug/tables.html
List of tables
10 May 2009
SMP
– May 2009
Cash rate. 3.00. 1.25. 4.25. 3.25. Housing loans. Prime full-doc. Banks. ... 3.73. 2.27. Mortgage originators. 5.58. 0.93. 3.64. 1.90. Prime low-doc. Banks.
https://www.rba.gov.au/publications/smp/2009/may/tables.html
List of tables
10 Aug 2006
SMP
– August 2006
7.55. 0.25. – Major banks' basic variable. 7.00. 0.25. – Mortgage managers' standard variable. ... 7.15. 0.25. – Mortgage managers' basic variable. 6.55. 0.25. Other household:. –
https://www.rba.gov.au/publications/smp/2006/aug/tables.html