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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Appendix B: Estimation Results
31 Dec 2003
RDP
2003-03
Since we only incorporate the valuation effects arising from changes in the exchange rate, income credits and debits need not be estimated. ... Not surprisingly, both income credits and income debits fitted the data well, since the model has the US$
https://www.rba.gov.au/publications/rdp/2003/2003-03/appendix-b.html
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Data
31 Dec 2013
RDP
2013-04
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html
Non-technical summary for ‘The Role of Collateral in Borrowing’
20 Jan 2021
RDP
2021-01
Uncollateralised loans – for example, credit cards – involve no pledged security, so the lender has more to lose if the borrower defaults. ... As well as mortgages and credit cards, banks also frequently make collateralised and uncollateralised loans
https://www.rba.gov.au/publications/rdp/2021/2021-01/non-technical-summary.html
Appendix A: Model Specifications
20 Sep 2022
RDP
2022-03
For example, within the asset class ‘credit cards’, there may be various subtypes of credit cards debt, but none of those subtypes can be defined as asset classes, or there would
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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Method
11 Sep 2015
RDP
2015-01
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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References
1 Feb 1992
RDP
9202
Download the Paper 635. KB. Ausubel, L.M. (1991), “The Failure of Competition in the Credit Card Market”, American Economic Review, 81:1 50–81.
https://www.rba.gov.au/publications/rdp/1992/9202/references.html
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Methodology
2 Dec 2009
RDP
2009-07
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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References
31 Dec 2000
RDP
2000-08
Card D and D Hyslop (1997), ‘Does Inflation Grease the Wheels of the Labor Market?’ in C Romer and D Romer (eds), Reducing Inflation: Motivation and Strategy, NBER Studies in Business
https://www.rba.gov.au/publications/rdp/2000/2000-08/references.html
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A Brief Recap of the CR and ECR Models
17 Apr 2009
RDP
2009-03
or cards from both networks; and, if they hold both, they can choose to use card i in preference to card j, or vice versa, where a merchant accepts both. ... and {. ,. }; and the fractions of those choosing to hold both cards who will then prefer to use
https://www.rba.gov.au/publications/rdp/2009/2009-03/brief-recap.html
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References
31 Dec 1999
RDP
1999-12
69–84. Card, D., F. Kramarz and T. Lemieux (1998), ‘Changes in the Relative Structure of Wages and Employment: A Comparison of Canada, France and the United States’, Centre for Economic
https://www.rba.gov.au/publications/rdp/1999/1999-12/references.html
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