Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
List of tables
10 Mar 2013
FSR
– March 2013
Consolidated global operations, immediate borrower basis, per cent. Share of consolidated assets.
https://www.rba.gov.au/publications/fsr/2013/mar/tables.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
The changes in the use of personal credit and in borrower type confound the usefulness of personal credit indicators as measures of overall household financial health. ... Under consumer credit laws, banks (and other lenders) are obliged to consider
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
Both investors and owner-occupier borrowers make extensive use of IO lending for a range of reasons. ... These practices determine the maximum loan size that a borrower could sustainably repay out of their income.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
A key focus of the CFR in the latter part of 2020 was the expiry of the majority of those deferrals in September and October, and borrowers' transition to normal loan ... As noted in ‘Chapter 2: Household and Business Finances in Australia’, lenders
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Banks have instead tightened lending standards since 2015, although there continues to be strong competition for the highest quality borrowers.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
Overview
6 Apr 2023
FSR
– April 2023
Overview | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/overview.html
Overview
7 Oct 2022
FSR
– October 2022
This reduces financial stability risks in instances where borrowers encounter debt-servicing difficulties. ... A small group of borrowers in Australia are particularly vulnerable to repayment difficulties due to rising interest rates and cost-of-living
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html
The Global Financial Environment
6 Apr 2023
FSR
– April 2023
The Global Financial Environment | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/global-financial-environment.html
Box C: Risks in High-density Apartment Markets
12 Apr 2019
FSR
– April 2019
Most borrowers do not borrow the maximum loan amount available, and so most borrowers would not be constrained by a change in lending criteria.
https://www.rba.gov.au/publications/fsr/2019/apr/box-c.html