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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Household and Business Finances
8 Apr 2022
FSR
– April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Box B: The Effect of Policy Rate Changes on Household Debt Servicing
10 Nov 2009
SMP
– November 2009
sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances. ... As the composition of consumer credit has shifted away from credit card debt, on which a
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html
Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
List of graphs
10 Aug 2009
SMP
– August 2009
Graph 39: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2009/aug/graphs.html
List of graphs
10 Aug 2011
SMP
– August 2011
Graph 3.5: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2011/aug/graphs.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Some of these are to borrowers who use their housing loans to consolidate numerous personal and credit card debts, while other borrowers may have fallen into arrears on their mortgage repayments ... For this reason, and the fact that originating a
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
List of graphs
10 Sep 2008
FSR
– September 2008
Graph 4: US Commercial Banks' Loan Charge-offs. ... Graph 20: Charge for Bad and Doubtful Debts.
https://www.rba.gov.au/publications/fsr/2008/sep/graphs.html
Domestic Financial Markets
10 Feb 2011
SMP
– February 2011
In return for this committed facility, the Bank will charge a market-based fee. ... The modest growth in recent months was largely due to increased credit card lending.
https://www.rba.gov.au/publications/smp/2011/feb/dom-fin-mkts.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
While there had been no demand to borrow the April 2024 bond from the Reserve Bank at that point, in mid October the Reserve Bank increased the fee it charges counterparties ... Much of the recent decline was driven by lower credit card debt, consistent
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
This slight margin was probably attributable to some borrowers taking out basic variable-rate loans; these types of loans charge interest at a discount to standard variable rates, but typically have ... rates and fee waivers on a range of bank products
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html