Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
In contrast, LVRs are borrower- rather than lender-based, suggesting political or other factors, such as home ownership goals, may be considerations and a more system-wide analysis is needed.
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996
9 Jul 1996
Conferences
Their own growing size has improved ability to exert control over borrowers.
https://www.rba.gov.au/publications/confs/1996/davis.html
European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991
21 Jun 1991
Conferences
Both borrower and lender have an incentive to develop a close “information-sharing” and, possibly, a “risk-sharing” relationship. ... contributed in certain cases to strong long-term relationships between creditors and business borrowers.
https://www.rba.gov.au/publications/confs/1991/bisignano.html
The Cost of Inflation in Australia | Conference – 1992
10 Jul 1992
Conferences
It is usually the case, however, that lenders are taxed on nominal receipts and borrowers are able to deduct nominal interest payments. ... The nominal interest rate lenders receive must rise by more than the nominal interest rate borrowers face.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
But their FIT target constrains them (and even delivers the opposite policy guidance), and the combination of asset booms and overleveraged borrowers threatens an uncomfortable period when interest rates return to
https://www.rba.gov.au/publications/confs/2018/mckibbin-panton-disc.html
General Discussion | Conference – 1991
21 Jun 1991
Conferences
While this was a sensible lending strategy in some specific instances, particularly where blue-chip companies were involved, it became far too widely used in relation to weak borrowers. ... Even if this were to have occurred, lending could have shifted
https://www.rba.gov.au/publications/confs/1991/thompson-ferguson-disc.html
General Discussion | Conference – 1991
21 Jun 1991
Conferences
One participant said that before deregulation the margin for prime borrowers (e.g.
https://www.rba.gov.au/publications/confs/1991/harper-phelps-disc.html
Discussion on Change and Constancy in the Financial System: Implications for Financial Distress and Policy | Conference – 2007
20 Aug 2007
Conferences
Looking at my own country, we have tried to encourage mortgage lenders to enter into a voluntary code of conduct that would require them to consider the risks that borrowers are
https://www.rba.gov.au/publications/confs/2007/borio-disc.html
Discussion | Conference – 1990
21 Jun 1990
Conferences
They argue that rational private borrowers in Australia and informed lenders abroad will ensure that any deficit generates the cash flow to service it. ... If this is the case, the community as a whole may pay a risk premium because of the collapse of
https://www.rba.gov.au/publications/confs/1990/tease-disc.html
Discussion on Papers by Michael P Dooley and Carl E Walsh; Stephen Grenville and David Gruen; and Horace ‘Woody’ Brock | Conference – 1999
9 Aug 1999
Conferences
This incompleteness may be a form of sovereign risk in the sense that foreign creditors are unwilling to lend in a unit that the borrower can manipulate. ... In fact, if hedging were feasible one would not observe international bankers lending in dollars
https://www.rba.gov.au/publications/confs/1999/hausmann-disc.html