Search: ATM
RBA Glossary definition for ATM
ATM – Automated Teller Machine
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Other Regulatory Responsibilities
11 Sep 2008
PSB Annual Report
– 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html
Regulatory Developments in Retail Payments
8 Sep 2011
PSB Annual Report
– 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html
Banknotes
21 Oct 2021
RBA Annual Report
– 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html
Regulation of the Payments System
2 Oct 2009
PSB Annual Report
– 2009
the greater flexibility in pricing allowed to ATM owners would enable deployment of ATMs in locations where they might not otherwise have been viable and provide a more sustainable business model ... 2009. Average withdrawal amounts have also increased,
https://www.rba.gov.au/publications/annual-reports/psb/2009/reg-payments.html
Competition and Efficiency
25 Sep 2003
PSB Annual Report
– 2003
Some of these ATMs are likely to charge a higher fee than banks currently charge on their machines. ... Nevertheless, many ATMs are likely to continue to charge less than the ‘convenience’ ATMs, providing consumers with choice.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html
Bill Payments and Automated Teller Machines
20 Sep 2005
PSB Annual Report
– 2005
One is that there are limited incentives for ATM owners to put ATMs in out-of-the-way locations. ... ATMs. In the United States, there has also been an adverse consumer reaction, with some state governments attempting to ban direct charging by ATM
https://www.rba.gov.au/publications/annual-reports/psb/2005/bill-payments.html
5.5 Abbreviations
19 Oct 2023
RBA Annual Report
– 2023
ASX Financial Settlements. ATM. automated teller machine. ATO. Australian Taxation Office.
https://www.rba.gov.au/publications/annual-reports/rba/2023/abbreviations.html
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
Under this regime, there would be a direct relationship between the ATM owner and cardholders wishing to withdraw cash. ... Card issuers would also be free to charge their customers directly for ‘foreign’ ATM transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
0.49. 0.21. b. 0.70. b. 1.40. Own ATM. a. 0.49. 0.21. ... b Does not allow for a difference in switching costs between own ATM and foreign ATM withdrawals.
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Banknotes
27 Oct 2022
RBA Annual Report
– October 2022
While overall access to cash – measured by the distance people need to travel to ATMs or bank branches – remains good and has been little changed in recent years, vulnerabilities are emerging.
https://www.rba.gov.au/publications/annual-reports/rba/2022/banknotes.html